For a Saskatchewan (SINP) EOI applicant planning to use gifted funds (via a gift deed from a relative) as Proof of Funds (POF), the group was consistent and firm on one point:
- The Proof of Funds needs to be seasoned for at least 3 months before your invitation date — this applies even to gifted funds documented with a gift deed. It's not enough to complete the gift deed shortly before applying.
- SINP is strict on this timing. Members warned that even being a single day short of the 3-month requirement risks rejection — there's no informal buffer.
- If your invitation deadline is close (as in this case, with about 6 weeks until the application deadline) and the gift hasn't been in your account for 3 months yet, completing the gift deed now will likely not meet the seasoning requirement in time.
- When in doubt, contact SINP directly to confirm the exact POF requirements for your specific application rather than relying solely on informal community guidance, since province-specific rules can have nuances.
Practical takeaway: if you're relying on gifted funds for POF under a provincial program like SINP, get the gift deed done and the funds deposited as early as possible — ideally well before you expect an invitation — so the 3-month seasoning clock isn't a last-minute scramble.