When a CoPR expires and you're adding a newborn to the application, it's common to wonder whether Proof of Funds (PoF) needs to be re-submitted, and whether money that was moved into a Fixed Deposit (FD) — even at a different bank — still counts.
What group members advised:- If IRCC didn't specifically request updated PoF, you likely don't need to submit it — multiple members reported not being asked for updated PoF when adding a newborn.
- FDs are accepted as valid Proof of Funds; you don't need to liquidate them back into a savings account. Several members confirmed using FDs successfully.
- Get a bank letter confirming the FD is readily liquidable (e.g., via mobile or internet banking) — having this documented in writing strengthens the FD as acceptable PoF, even if the bank or account type changed since the original application.
Overall, moving PoF into an FD (even at a new bank) while keeping the amount untouched was not reported as a problem by group members, especially when no updated PoF was explicitly requested.