A couple needed to show roughly CAD 13,000 in settlement funds for a single applicant landing in Toronto, but their bank (HDFC) refused to issue a Banker's Draft or Traveller's Cheque and pushed them toward Western Union instead — leaving them unsure how to satisfy the immigration officer at landing.
What the group suggested:- An updated bank statement can be enough on its own — one member said immigration officers typically won't insist on a draft or cheque; a current statement showing the required balance is generally sufficient proof of funds.
- Wiring the funds directly into a Canadian bank account before landing is another workable option — a member who did this said it worked for their landing.
Practical takeaway:- If your home bank won't issue a draft or traveller's cheque, don't panic — a recent, clear bank statement showing sufficient funds is usually acceptable at landing.
- Alternatively, consider wiring funds to a Canadian account ahead of your landing date if you want the money already accessible once you arrive.
- Keep both the source-country statement and any transfer confirmation on hand in case the landing officer asks for documentation.