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Do you need travel insurance to enter Canada on a work permit?

Canada • Visitor Visa • work 0 views
By VisaBuddies Communityvia community — compiled from public visa forums

Documents Needed

  • Travel/health insurance policy

    Buy a short-term policy (e.g. ~3 months) to cover the gap before you're eligible for provincial health coverage.

Step-by-Step

Coming to Canada on a work permit doesn't require insurance to be admitted at the border, but you'll have a gap before provincial health coverage kicks in, so it's worth planning for:

  1. Buy short-term travel/health insurance before you arrive, covering roughly the first few months (one applicant used about 3 months) until you're eligible for provincial health coverage.

  2. Consider buying from a Canadian insurance company rather than an insurer in your home country — this can make it easier to manage the policy locally.

  3. Once you receive your provincial health card, you can typically cancel the private policy and request a refund for the unused portion, since you'll now be covered by the public system.


Check your specific province's waiting period for health coverage (it varies by province) so you buy enough insurance to cover the full gap.

Dos, Don'ts & Tips

  • Do: Buy short-term travel/health insurance to cover the gap before your provincial health card becomes active.
  • Tip: Buying from a Canadian insurer can make cancelling and getting a refund easier once your health card arrives.
  • Tip: You can typically cancel your private insurance and get a refund for the unused period after you're covered by provincial health insurance.

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