A non-SDS applicant who had paid a 10k GIC and a semester's fees, and shown bank balance, PF and spouse's ITR, received a letter requesting financial documents that appeared already submitted. Members offered two readings:
- Understand what non-SDS actually requires. Fee payment isn't mandatory for non-SDS — the officer needs proof funds are available. "Combination of documents" in the letter means either a fee receipt or a bank balance equivalent to it. So respond by clearly evidencing liquid cash covering what the letter lists.
- Check where the documents were uploaded. A member noticed the request began with "Client information:" and guessed the issue: the GIC and fee receipts had been uploaded in the finance section, whereas the letter seemed to want them under the client-information slot. The member flagged this as a guess, not a certainty — but re-uploading the documents in the slot the letter names costs nothing.
- The safe response: resubmit everything the letter lists — fee receipts, GIC certificate, and bank proof of liquid funds — in the exact section referenced, rather than assuming the officer will cross-reference earlier uploads.