An applicant who had just filed their Express Entry profile asked whether Proof of Funds needs to be maintained in their account from day one, or only after receiving the ITA.
What the group advised:- You generally need to show Proof of Funds only after receiving your ITA — you're not required to have the funds sitting in your account from the moment you create your EE profile.
- Funds invested elsewhere can be consolidated into your account after the ITA arrives, giving you a window to bring money together before the PR application's POF documentation is due.
- One member raised using a gift deed to move funds quickly ('instant transfer') — treat this with caution. A gift deed can work for genuinely gifted funds, but funds should reflect real, available resources; don't use this as a way to artificially inflate your shown balance with money that isn't genuinely yours or available to you, as that risks misrepresentation.
Takeaway: you have time between filing your EE profile and receiving an ITA to organize your funds — just ensure whatever you show as POF after the ITA is genuine, available money, not a temporary or borrowed injection.